:root{--navy: #1a3a5c;--navy-dark: #122a44;--blue: #2563eb;--blue-soft: #dbeafe;--green: #16a34a;--green-soft:#dcfce7;--red: #dc2626;--red-soft: #fee2e2;--amber: #d97706;--amber-soft:#fef3c7;--gray-50: #f9fafb;--gray-100: #f3f4f6;--gray-200: #e5e7eb;--gray-300: #d1d5db;--gray-500: #6b7280;--gray-700: #374151;--gray-900: #111827;--text: #111827;--text-soft: #6b7280;--border: #e5e7eb;--radius: 8px;--shadow: 0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);--shadow-md: 0 4px 6px rgba(0,0,0,.07), 0 2px 4px rgba(0,0,0,.06)}*,*:before,*:after{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,sans-serif;font-size:14px;color:var(--text);background:var(--gray-50);line-height:1.5}.nav{background:var(--navy);color:#fff;padding:0 24px;display:flex;align-items:center;height:56px;gap:24px;position:sticky;top:0;z-index:100;box-shadow:var(--shadow-md)}.nav-brand{font-size:18px;font-weight:700;letter-spacing:-.3px;color:#fff;text-decoration:none}.nav-sub{font-size:12px;font-weight:500;color:#ffffff8c;letter-spacing:.5px;text-transform:uppercase}.nav-links{display:flex;gap:4px;flex:1;margin-left:8px}.nav-link{padding:6px 12px;border-radius:6px;color:#ffffffbf;text-decoration:none;font-size:13px;font-weight:500;cursor:pointer;transition:background .15s,color .15s;background:none;border:none}.nav-link:hover,.nav-link.active{background:#ffffff1f;color:#fff}.nav-user{margin-left:auto;display:flex;align-items:center;gap:12px}.nav-email{font-size:13px;color:#ffffffb3}.page{max-width:1100px;margin:0 auto;padding:28px 24px 48px}.page-header{display:flex;align-items:flex-start;justify-content:space-between;margin-bottom:24px;gap:16px;flex-wrap:wrap}.page-title{margin:0;font-size:22px;font-weight:700;color:var(--gray-900);letter-spacing:-.3px}.page-sub{margin:4px 0 0;color:var(--text-soft);font-size:13px}.page-back{color:var(--text-soft);font-size:13px;cursor:pointer;display:inline-flex;align-items:center;gap:4px;margin-bottom:6px}.page-back:hover{color:var(--text)}.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:20px 24px;box-shadow:var(--shadow);margin-bottom:20px}.card-title{font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:.6px;color:var(--text-soft);margin-bottom:16px}.stats-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:16px;margin-bottom:24px}.stat-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:18px 20px;box-shadow:var(--shadow)}.stat-label{font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.7px;color:var(--text-soft);margin-bottom:8px}.stat-value{font-size:22px;font-weight:700;color:var(--navy)}.stat-value.green{color:var(--green)}.stat-value.sm{font-size:16px}.loan-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:16px;margin-bottom:24px}.loan-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow);cursor:pointer;transition:box-shadow .15s,border-color .15s;text-decoration:none;color:inherit;display:block}.loan-card:hover{box-shadow:var(--shadow-md);border-color:var(--gray-300)}.loan-card-header{display:flex;align-items:flex-start;justify-content:space-between;margin-bottom:14px}.loan-account{font-size:13px;font-weight:600;color:var(--text-soft);font-family:Courier New,monospace}.loan-borrower{font-size:16px;font-weight:600;color:var(--gray-900);margin:2px 0 12px}.loan-meta{display:grid;grid-template-columns:1fr 1fr;gap:8px 16px}.loan-meta-label{font-size:11px;font-weight:500;color:var(--text-soft);text-transform:uppercase;letter-spacing:.5px}.loan-meta-value{font-size:14px;font-weight:600;color:var(--gray-900);margin-top:2px}.badge{display:inline-block;padding:2px 10px;border-radius:99px;font-size:11px;font-weight:600;letter-spacing:.3px;text-transform:uppercase}.badge-active{background:var(--green-soft);color:var(--green)}.badge-paid{background:var(--gray-100);color:var(--gray-500)}.badge-nsf{background:var(--red-soft);color:var(--red)}.badge-current{background:var(--blue-soft);color:var(--blue)}.badge-late{background:var(--amber-soft);color:var(--amber)}table{width:100%;border-collapse:collapse;font-size:13px}th{text-align:left;padding:8px 12px;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.5px;color:var(--text-soft);border-bottom:1px solid var(--border);background:var(--gray-50)}td{padding:10px 12px;border-bottom:1px solid var(--border);vertical-align:middle}tr:last-child td{border-bottom:none}tr.nsf td{background:var(--red-soft);color:var(--red)}tr:hover td{background:var(--gray-50)}tr.nsf:hover td{background:#fecaca}.text-right{text-align:right}.detail-table td{padding:8px 0;border:none;border-bottom:1px solid var(--border);vertical-align:top}.detail-table tr:last-child td{border-bottom:none}.detail-label{color:var(--text-soft);font-size:13px;width:180px;padding-right:16px}.detail-value{font-weight:500;color:var(--gray-900)}.btn{display:inline-flex;align-items:center;gap:6px;padding:8px 16px;border-radius:6px;font-size:13px;font-weight:600;cursor:pointer;border:1px solid transparent;line-height:1;transition:background .15s,box-shadow .15s,opacity .15s;text-decoration:none}.btn:disabled{opacity:.5;cursor:not-allowed}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover:not(:disabled){background:var(--navy-dark)}.btn-ghost{background:transparent;border-color:var(--border);color:var(--text)}.btn-ghost:hover:not(:disabled){background:var(--gray-100)}.btn-sm{padding:5px 12px;font-size:12px}.period-select{padding:6px 10px;border:1px solid var(--border);border-radius:6px;font-size:13px;font-family:inherit;color:var(--text);background:#fff;cursor:pointer}.period-select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px #2563eb1f}.alert{padding:12px 16px;border-radius:var(--radius);font-size:13px;margin-bottom:16px}.alert-info{background:var(--blue-soft);color:#1d4ed8;border:1px solid #bfdbfe}.alert-success{background:var(--green-soft);color:#15803d;border:1px solid #bbf7d0}.alert-error{background:var(--red-soft);color:#b91c1c;border:1px solid #fecaca}.loading-page{display:flex;align-items:center;justify-content:center;padding:64px;color:var(--text-soft);gap:10px;font-size:14px}.spinner{display:inline-block;width:18px;height:18px;border:2px solid var(--border);border-top-color:var(--navy);border-radius:50%;animation:spin .7s linear infinite}@keyframes spin{to{transform:rotate(360deg)}}.empty-state{text-align:center;padding:48px 24px;color:var(--text-soft)}.empty-icon{font-size:32px;margin-bottom:12px}.pagination{display:flex;align-items:center;justify-content:flex-end;gap:8px;padding-top:16px;font-size:13px;color:var(--text-soft)}.login-page{min-height:100vh;display:flex;flex-direction:column;align-items:center;justify-content:center;background:var(--gray-50);padding:24px}.login-card{background:#fff;border:1px solid var(--border);border-radius:12px;padding:40px 48px;max-width:380px;width:100%;box-shadow:var(--shadow-md);text-align:center}.login-logo{font-size:24px;font-weight:800;color:var(--navy);margin-bottom:4px}.login-tagline{color:var(--text-soft);font-size:14px;margin-bottom:32px}.mono{font-family:Courier New,monospace;font-size:12px}.muted{color:var(--text-soft)}.mt16{margin-top:16px}.flex-between{display:flex;align-items:center;justify-content:space-between}.section-divider{border:none;border-top:1px solid var(--border);margin:24px 0}